Buying a Home
Providing whole of market Independent Mortgage Advice; that is individual, tailored and unique to your specific circumstances and needs.
Are you looking to move home?
When moving home finding the right mortgage and arranging it quickly is essential. Our expert advisers can help you get the best rates and lender schemes that are right for you and also help you with the following:
- Discover how much you could afford to borrow and the fees you will pay
- Source the best options from the whole market not just your current lender
- How much your monthly mortgage payments are likely to be
Don’t forget the importance of impartial advice!
You may be tempted to go back to your existing lender, however, it is important to remember they will only be able to tell you about their mortgage products. There could be a better option for you with another lender potentially saving you money.
Call us today to find out more.
Mortgage Tools
Use our helpful tools to help you budget and find your ideal mortgage.
Calculator
Calculate your mortgage and stamp duty fees.
Tables
Compare and sort all the current mortgage deals.
Finder
View and filter different mortgage options.
related Services
Here are some other mortgage services that may be of interest.
Life Insurance
Offering expert guidance on life insurance options to protect loved ones financially if the unexpected happens.
Details
- Mortgage Life Insurance also known as Mortgage Protection
- Level Term Assurance – Interest Only Mortgage
- Decreasing Term Assurance – Repayment Mortgage
- Family Income Benefit – Provides lump sum or monthly income
- Cost Based on Health, Age, Amount & Term
Critical Illness Cover
Providing critical illness cover advice to safeguard your finances during serious health challenges and recovery periods.
Details
Critical illness insurance provides you with a lump sum of money if you are diagnosed with certain illnesses or disabilities.
Core conditions:
- Cancer
- Heart attacks
- Strokes
Conditions not covered:
- Pre-existing conditions
- Hereditary illnesses
- Chronic conditions
- Temporary illnesses
Income Protection
Guiding you through income protection options to ensure financial stability if illness impacts your earnings.
Details
- provides regular payments that replace part of your income if you’re unable to work due to illness or an accident
- pays out until you can start working again – or until you retire, die or reach the end of the policy term – whichever is sooner
- typically pays out between 50% and 65% of your income if you’re unable to work
- covers most illnesses that leave you unable to work – either in the short or long term (depending on the type of policy and its definition of incapacity)
- can be claimed as many times as you need to while the policy lasts
Business Protection
Expert advice on business protection to secure your company’s financial future against unforeseen events and loss.
Details
- Life insurance policy designed for businesses
- To protect business ownership and maintain control (shareholder protection)
- To protect profits (key man insurance)
- To pay off business debts (business loan insurance)
Buildings Insurance
If you have a mortgage, your lender will insist that your property is protected by buildings insurance.
Details
- Compulsory if you have a mortgage
- Covers the cost of rebuilding your home if it's damaged or destroyed
- Covers accidental damage, acts of god, fire, explosion, flood, storm
- Level of cover must cover the full cost of fully rebuilding your house
- Also covers garage, outbuildings, pipes, cables & drains
Contents insurance
Offering guidance on contents insurance to safeguard your belongings against theft, damage, and unforeseen events.
Details
Benefits can include:
- Accidental Damage Cover
- Stains & Spillages
- Money & Credit Card Misuse
- Domestic outbuilding contents
- Door lock replacement
- Freezer contents
- Jewellery and Paintings
- TV’s, Computers, Tables & Mobiles
Health insurance
It's when you need to make a claim that you realise just how wise investing in health and medical insurance is.
Details
Health insurance offers:
- A choice of private hospitals and clinics.
- A choice of which specialists you see.
- Flexibility, so you can get the help you need in a way that works for you.
Covered by most health insurance policies:
- Physiotherapy
- Mental health
- Cancer
- Acute conditions. This includes any illness or injury that you can recover from.
Landlord's insurance
Helping landlords protect property investments with tailored insurance solutions against risks and unexpected damages.
Details
Landlord Insurance policies can cover against:
- Damage to your property (by the tenant)
- Lost rent and re-letting costs
- Re-letting costs - whilst the property is uninhabitable
- Emergency repairs
- Liability for injury or loss related to your rental property brought by third parties such as tenants, visitors or cleaners.